Cigna Dentist Plymouth
Learn More About the Benefits of Cigna
Cigna is a well-reputed dental insurance company. If you have a policy from them, you can count it as a precious asset! Not only might it give you access to low-cost preventive services, but it may also greatly reduce your out-of-pocket obligation for important restorative care. How can you get the greatest possible value out of your benefits? Navigating the ins and outs of dental insurance can be challenging at times. As an in-network Cigna dentist in Plymouth, our team is ready to assist you.
Cigna Coverage Availability & Fees
Cigna offers a variety of plans; they all come with a unique set of fees, stipulations, and coverage levels. We encourage you to take a bit of time to learn the ins and outs of your specific plan.
In the meantime, here is some general information about the coverage that may be available through Cigna:
- Preventive care: Cleanings, exams, routine X-rays, and other preventive services fall into this category. Often, 100% coverage is available for them.
- Minor services: Fillings and other basic restorative procedures are frequently up to 80% covered.
- Major services: Crowns, dentures, some types of oral surgery, and other extensive procedures fit into this category. Often, they are around 50% covered.
Here are some additional notes to keep in mind about Cigna coverage:
- Not every plan applies to all services.
- You may need to pay a deductible or go through a waiting period before you can fully use your benefits.
- Most plans have an annual maximum, which is a yearly limit on the amount that Cigna will pay for approved services.
Because our team is in-network with Cigna, we have a contract with them that manages fees. In other words, that means you are likely to pay less out of pocket when you visit us rather than an out-of-network provider. In certain circumstances, we are even able to break up major treatments across calendar years; this allows for the use of two annual maximums instead of just one.
Meet the Team
Figuring out dental insurance can feel intimidating at times! Our team understands that, and we want to help you. We will be happy to:
- Explain how your plan applies to different services and provide accurate estimates for your out-of-pocket obligation.
- Seek preauthorization when you need a major procedure.
- File claims on your behalf.
- Follow up with Cigna when necessary to make sure you are getting the benefits you are entitled to.
To learn more about how our team can put our expertise to work for you, reach out to our Plymouth, MA, office today.